For the year 2026, in Duarte county of Los Angeles, CA, the FHA loan limits are set at $1,089,300 for single-family homes, $1,394,775 for properties with two units, $1,685,850 for those with three units, and $2,095,200 for four-unit dwellings.
The maximum conventional loan amounts for a single-family residence are $1,089,300, rising to $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for properties with four units.
Use our FHA calculator to check today’s optimal FHA rates, assessing needed downpayments, incomes, credit requirements, reserves, and necessary documents to qualify.
The Lendersa® calculator allows you to contrast FHA rates and terms with those from other loan products. Dig into options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles comprehensive data from thousands of lenders, quickly aligning it with your specific financial profile and needs.
Check out the Loan Limits Comparison Table for 2026 in Duarte county of Los Angeles, CA, for viewing the highest loan amounts available through FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending. To assess qualification criteria including income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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