In 2026, the FHA loan limit in South-Monrovia-Island county, Los Angeles, CA, is $822,375 for a single-family home. For two units, the limit is $1,053,000, for three units $1,272,750, and for four units $1,581,750.
The top loan amount for conventional mortgages on a single-family residence is $822,375. For two-unit dwellings, it's $1,053,000, for three units $1,272,750, and for four units $1,581,750.
Use our FHA calculator to explore today's best FHA rates and determine the necessary downpayment, credit, income, reserves, and documents for qualification.
Lendersa® calculator assists in comparing FHA rates and terms with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers data from thousands of lenders, providing instant comparisons with your financial needs and profile.
Check the Loan Limits Comparison Table for 2026 in South-Monrovia-Island, Los Angeles, CA, to compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For requirements on income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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