FHA Loan Limits for Montalvin-Manor, Contra Costa County, CA in 2026

For 2026, FHA loan limits in Montalvin-Manor county, Contra Costa, CA, are set at $822,375 for a single-family home, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.

Conventional loans have a maximum of $822,375 for a single-family residence, increasing to $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four-unit properties.

Utilize our FHA calculator to view today’s best FHA rates and determine the necessary downpayment, income, credit, reserves, and documents for qualification.

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With the Lendersa® calculator, compare FHA rates and terms with those of other loan programs. Review options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offers.

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The Loan Limits Comparison Table for 2026 in Montalvin-Manor county, Contra Costa, CA, facilitates comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. To assess qualifications such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Montalvin-Manor county of Contra Costa, CA

SFR 2 Units 3 Units 4 Units
FHA $822,375 $1,053,000 $1,272,750 $1,581,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $822,375 $1,053,000 $1,272,750 $1,581,750
USDA $657,900 $657,900 $657,900 $657,900
VA $822,375 $1,053,000 $1,272,750 $1,581,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • James Stanko - Lineage Lending
  • 750 Woodward St, Suite 7, San Marcos, CA, 92069
  • Lends in California
  • Jim Stanko is a JUMBO and FHA Reverse Mortgage Specialist located in Southern California. He and his firm, Lineage Lending, are Federally- and CA State-Licensed reverse mortgage brokers. Lineage Lending is a member of the National Reverse Mortgage Lenders Association, an association that requires high ethical standards from its members.

  • Your Mortgage Shop
  • 516 Peach Way, San Marcos, CA, 92069
  • Lends in California
  • YMS specializes in eliminating mortgage insurance by leveraging relationships with Private Investors and Banks to obtain custom tailored loans for clients. Your Mortgage Shop is a trusted California premiere mortgage broker that adheres to the highest industry standards and is compliant with State Laws and Federal Regulations.

  • Labrador Consulting Inc.
  • 2844 Camino Serbal, Carlsbad, CA, 92009
  • Lends in California
  • Labrador Consulting Inc. was founded in 2008. We specialize in an assortment of home loan products for California home owners.Our team is committed to providing our clients with the best advice with a goal of complete customer satisfaction. Whether you are purchasing your dream home, refinancing your current loan.

  • Progressive Mortgage Solutions
  • 7035 Via Candrejo, Carlsbad, CA, 92009
  • Lends in California
  • We pledge to provide education, guidance, and resources to help our clients achieve financial goals and to improve their financial stability. We are committed to maintain a superior level of integrity and customer service in order our clients to feel empowered to make important financial decisions during and after loan transaction process.

  • Enact Partners
  • 7668 El Camino Real, Carlsbad, CA, 92009
  • Lends in California
  • Enact Partners is a hard money lender providing business purpose loans that are collateralized by real estate. Located in Southern California, we pride ourselves on customer service, fast and efficient loan validation, allowing you to be an effective real estate entrepreneur. We build customized investment portfolios secured by real estate.

  • Enact Partners
  • 7668 El Camino Real, Ste 104-128, Carlsbad, CA, 92009
  • Lends in California
  • We are a team of Real Estate professionals with over 50 years of combined experience. As Investors ourselves, we have developed, rehabilitated, lent on, invested in approximately $1 billion dollars in real estate; we appreciate the importance of securing reliable and predictable funding and investment solutions.

  • Rich Farmer Team - KRC Realty
  • 1132 San Marino Drive, Suite 100, San Marcos, CA, 92078
  • Lends in California
  • KRC Realty Services is comprised of a team of local real estate professionals committed to selling some of the most desired homes in San Diego County. KRC Realty Services is a team of local real estate experts ready to reveal the secrets of how we can help you. Our team of local experts is ready to guide you through the home-buying process.

  • PACFI
  • 663 S Rancho Santa Fe Rd, Unit 220, San Marcos, CA, 92078
  • Lends in California
  • At PACFI, we’re committed to simplifying the mortgage process for our clients. We’re a mortgage brokerage with the top lenders in the nation and licensed in Idaho and California. We are passionate about expediting the loan process and saving our clients time and money. PACFI is a mortgage company lending in the residential industry.

  • Platinum Mortgage Executives
  • 1445 Horizon Court, San Marcos, CA, 92078
  • Lends in California
  • Platinum Mortgage Executives the mortgage and real estate industry since 1997, David Braun understands what it takes to get tough deals done. David has worked on countless transactions in his 22 years of experience. He is licensed to serve clients in California and Colorado. and also lifetime loan available.

  • Josh Jelsing
  • 1635 South Rancho Santa Fe Road, Suite 204, San Marcos, CA, 92078
  • Lends in California
  • Josh Jelsing has been in the banking and lending industry since 1999, when he began his career at JP Morgan Chase. After serving his nation in the United States Marine Corp for 4 years, Josh immediately took an offer with Chase to work as a Junior Loan Officer. He quickly became one of the top loan officers in an office of 150+