In the year 2026, the FHA loan limits established for properties in Tara-Hills county, which is part of Contra Costa, CA, are as follows: a limit of $822,375 applies for a single-family home. For duplex properties, this limit is set at $1,053,000. Triplex properties are permissible up to $1,272,750, and the limit for properties hosting four units is $1,581,750.
For conventional loans, the maximum allowable amount for a single-family residence is $822,375. For homes with two units, the highest loan possible is $1,053,000. For properties with three units, it increases to $1,272,750, and for four-unit homes, the maximum loan amount peaks at $1,581,750.
Use our detailed FHA calculator to uncover today's best FHA rates and precisely determine what down payment, income, credit score, reserves, and related documentation are required to meet all qualifications.
The Lendersa® online calculator simplifies the process of comparing FHA rates and terms with those of numerous other available loan programs. Look into and evaluate options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options to find the best fit for your unique financial circumstances.
Lendersa® gathers comprehensive loan program information from a vast range of lenders, calculating in mere seconds to align with your individual financial profile and needs, offering concise, personalized insights.
The Loan Limits Comparison Table for 2026 in the area encompassing Tara-Hills county within Contra Costa, CA offers an in-depth comparison of the maximum loan amounts for a variety of loans. This includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To effectively compare the requirements such as income levels, reserves, and credit scores, take advantage of the Lendersa® Super Loan Integrated Qualifier (SLIQ™), which gives a detailed analysis to better understand each loan's criteria and choose wisely.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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