During 2026, the FHA loan limit in San-Pablo in Contra Costa, CA, is specified as $822,375 for single-family homes, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.
For conventional loans, the cap on a single residence is $822,375. For dual-unit residences, it's $1,053,000; for three units, $1,272,750; and for properties with four units, $1,581,750.
Utilize our FHA calculator to explore today’s best FHA rates, and ascertain the needed downpayment, income, credit, reserves, and documentation for qualification.
With the Lendersa® calculator, you can stack FHA rates and terms against other loan programs. Investigate and compare Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® pulls data from myriad lenders, matching you swiftly with products conforming to your unique financial needs.
The Loan Limits Comparison for 2026 in San-Pablo within Contra Costa, CA facilitates comparison of maximum loan sizes for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comprehensive qualification criteria like income, credit scores, and reserves, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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