In 2025, the FHA loan limits for North-Richmond county in Contra Costa, CA are specified as $822,375 for single-family homes, $1,053,000 for two-unit homes, $1,272,750 for three-unit properties, and $1,581,750 for four-unit dwellings.
For conventional loans, the maximum amounts are $822,375 for single-family residences, $1,053,000 for two-unit properties, $1,272,750 for three-unit buildings, and $1,581,750 for those with four units.
Use our FHA calculator to access today’s best FHA rates and determine the necessary downpayment, income, credit score, reserves, and documentation required to qualify.
Explore loan offers from 100 lenders to find the most suitable option.
The Lendersa® calculator allows you to compare FHA rates and terms alongside other loan programs. Consider options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in comparison to FHA offerings.
Lendersa® compiles detailed loan data from thousands of lenders and quickly matches it to your specific financial profile, ensuring rapid and personalized assessments.
The Loan Limits Comparison Table for 2025 in North-Richmond county, Contra Costa, CA provides a comprehensive view of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To compare qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a deeper insight.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
