FHA Loan Limits for St.-Helena, Napa County, CA in 2023

In 2024, FHA loan limit in St.-Helena county of Napa, California is $816,500 for a single-family home, $1,045,250 for 2-units, $1,263,500 for 3-units, and $1,570,200 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $816,500, $1,045,250 for 2-units, $1,263,500 for 3-units, and $1,570,200 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2024 in St.-Helena county of Napa, California compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits St.-Helena county of Napa, CA

SFR 2 Units 3 Units 4 Units
FHA $816,500 $1,045,250 $1,263,500 $1,570,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $816,500 $1,045,250 $1,263,500 $1,570,200
USDA $706,900 $706,900 $706,900 $706,900
VA $816,500 $1,045,250 $1,263,500 $1,570,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • We specialize in purchase transactions. Unlike a refinance, a purchase transaction has time frames & contractual commitments that unless honored can cause stress, financial penalties, the loss of your dream home & even the loss of your earnest money deposit. You want to make sure to entrust your purchase loan & transaction to an expert in this fiel
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  • IPL Mortgage is a full service mortgage company licensed by the California Bureau of Real Estate NMLS license #1323733. All of our agents have a minimum of 10 years of experience, ensuring our clients are working with a knowledgeable professional. We take pride in our customer service with a mission to secure the best possible
  • Double A Funding
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  • Double A Funding is a Full-Service Mortgage Brokerage Company. We have flexibility to shop the entire lender market. This can provide borrowers a significant pricing advantages over banks. Double A Funding Provides both COMMERCIAL LOANS and RESIDENTIAL LOANS with other MULTIFAMILY LOANS or Private Money Loans.
  • Back Bay Lending Inc
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  • Back Bay Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Mortgage Finance Group Inc
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  • AMS Holdings, Inc
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  • AMS Real Estate is one of the fastest growing residential and commercial real estate companies, provides brokerage and consulting services in fields of Mortgage, Real Estate, and Development. Industry knowledge, experience, and attentive customer services drives AMS trajectory. A streamlined approach eliminates non-productive tasks.
  • Reynolds, Darren
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  • Title Properties provides California homeowners access to personalized brokerage services and comprehensive support throughout your real estate sales process, all for a 1.9% listing fee. Get industry leading value and service without the high expense of a traditional full service agent or broker. Get the REALTOR® benefit without the REALTOR® price!
  • Century Mortgage
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  • Century Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Sol Terra Estates & Lending Inc.
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  • Sol Terra Estates and Lending Inc. is a small boutique office created and run by extremely passionate and qualified individuals who have extensive high end corporate sales backgrounds and are top rated professionals in the Real Estate and Lending industries. We provide our clients with the best in Real Estate Sales, Marketing, Investing and Lending
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  • Fast Direct Lending
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  • We take pride in providing you with excellent service and appreciate the opportunity to assist you with your Mortgage Needs. Fast Direct Lending, a professional mortgage company specializing in residential mortgages.At Fast Direct Lending, we will find a loan that fits each borrower.