For 2026, the FHA loan limits in Angwin, part of Napa county, CA, are set at $1,017,750 for a single-family home, $1,302,900 for two-unit residences, $1,574,900 for three-unit properties, and $1,957,250 for four-unit homes.
The maximum allowable amount for conventional loans on a single-family residence is $1,017,750. For 2-units, it's $1,302,900, for 3-units $1,574,900, and for 4-units $1,957,250.
Use our FHA calculator to access today’s premier FHA rates and ascertain the required downpayment, income, credit score, reserves, and documents needed to qualify.
The Lendersa® calculator lets you compare FHA rates and terms against other loan programs. Evaluate FHA along with conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
By sourcing data from thousands of lenders, Lendersa®compares this information against your specific financial needs and profile.
For 2026, refer to the Loan Limits Comparison Table in Napa, CA, which evaluates maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifications such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| USDA | $717,600 | $717,600 | $717,600 | $717,600 |
| VA | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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