For 2026, the FHA loan limits in the county of Pinole within Contra Costa, found in CA, have been established. The limit for a single-family home is $1,089,300, for two-unit residences it is $1,394,775, for three-unit properties it amounts to $1,685,850, and for four-unit homes, it is capped at $2,095,200.
Regarding conventional loans, the maximum available for a single-family residence is set at $1,089,300. Two-unit homes have a limit of $1,394,775, while three-unit properties are allowed up to $1,685,850. The limit extends to $2,095,200 for four-unit buildings.
Utilize our FHA calculator to discover today’s optimal FHA rates and ascertain what is required in terms of downpayment, income, credit, reserves, and necessary documentation to gain qualification.
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The Lendersa® calculator is a versatile tool that enables you to juxtapose FHA rates and terms with those of a wide variety of other loan programs. This includes an examination of options such as Conventional loans, Jumbo loans, VA loans, USDA, Non-QM, and hard money loans in comparison with FHA-specific offerings.
Lendersa® leverages a vast array of loan program data culled from thousands of lenders. It swiftly processes and matches this data against your unique financial situation to provide relevant comparisons tailored to your needs.
The Loan Limits Comparison Table for 2026 within the county of Pinole, Contra Costa, CA, presents a comprehensive look at the maximum loan amounts across different loan types, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve deeper into comparing qualification requirements like income, reserves, and credit criteria, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for in-depth analysis and insights.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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