2026 FHA (Government Loans) Limits for Pollock-Pines, El Dorado County, California

For 2026, the FHA loan limits in Pollock-Pines county of El Dorado, CA are set as follows: - $598,000 for a single-family home, - $765,550 for residences with 2 units, - $925,350 for 3-unit homes, - $1,150,000 for buildings with 4 units.

The maximum loan amounts for conventional loans on a single-family residence are: - $598,000, - $765,550 for properties with 2 units, - $925,350 for homes that include 3 units, - $1,150,000 for 4-unit properties.

Utilize our FHA calculator to explore today’s best FHA rates, and determine the required downpayment, income, credit check, reserves, and documents needed to qualify.

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The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Delve into options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.

Lendersa® aggregates extensive loan program data from thousands of lenders, delivering rapid comparisons tailored to your unique financial profile and specific needs.

The Loan Limits Comparison Table for 2026 in Pollock-Pines county of El Dorado, CA shows maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification needs such as income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a comprehensive evaluation.

Loan limits Pollock-Pines county of El Dorado, CA

SFR 2 Units 3 Units 4 Units
FHA $598,000 $765,550 $925,350 $1,150,000
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $598,000 $765,550 $925,350 $1,150,000
USDA $478,400 $478,400 $478,400 $478,400
VA $598,000 $765,550 $925,350 $1,150,000
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Pollock-Pines FHA Lenders

  • EZ Mortgages
  • 4535 Missouri Flat Rd, Suite 2E, Placerville, CA, 95667
  • Lends in California
  • EZ Mortgages was founded by Eric Grathwol (NMLS 239756), a mortgage industry veteran, on the principle that real estate financing doesn’t have to be a painful, unpleasant experience for you. We understand that although every individual borrower and scenario is unique, each lender has standard requirements that are very uniform.

  • Luna Lending Inc.
  • 3079 Harrison Ave, Suite 10, South Lake Tahoe, CA, 96150
  • Lends in California
  • Luna Lending is a full service Mortgage Broker. As a Mortgage Broker we have access to wholesale mortgage rates making it possible to provide much better value than Banks. Broker. As a Mortgage Broker we have access to wholesale mortgage rates making it possible to provide much better services

  • MortgagePlus
  • 3100 Ridge Pass Drive, Cameron Park, CA, 95682
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Vision Mortgage, Inc.
  • 3161 Cameron Park Drive, Suite 108, Shingle Springs, CA, 95682
  • Lends in California
  • Vision Mortgage was established in 1998 with customer service at the forefront of its mission plan. The company’s major growth pattern spans over the last 5 years. The foundation of this growth has been the continued focus on customer service coupled with the best interest rates in the industry.

  • Marquis Mortgage
  • 3420 Coach Lane, Suite 12, Shingle Springs, CA, 95682
  • Lends in California
  • We are a full-service mortgage company based in Cameron Park, CA. We specialize in Conventional loans, FHA loans, and VA loans. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

  • Folsom Lake Lending
  • 981 Governor Dr, Suite 102, El Dorado Hills, CA, 95762
  • Lends in California
  • Jason Alcazar, your local California mortgage professional. As a licensed mortgage originator, my reputation is built on professionalism, integrity and the ability to keep transactions on track. I am dedicated to helping my clients obtain a mortgage that fits their specific financial goals.

  • Van Patten Mortgage Group
  • 1107 Investment Blvd, Suite 290, El Dorado Hills, CA, 95762
  • Lends in California
  • The Van Patten Group is a full-service mortgage company based in beautiful Sacramento, CA. We specialize in FHA, Conventional, VA Mortgages. We serve California, Florida Colorado and Tennessee.Van Patten Group is a full-service mortgage company based in beautiful Sacramento, CA. We specialize in FHA, Conventional, VA Mortgages.

  • Western Heritage Financial, Inc.
  • 4949 Windplay Drive, Suite 125, El Dorado Hills, CA, 95762
  • Lends in California
  • At Western Heritage Financial, Inc. We are a referral-based, family-owned company based in El Dorado Hills. Specializing in both home purchases and refinances, we have been helping California families and individuals obtain mortgage financing since 1980. we are sure to structure a tailored program that perfectly matches your mortgage goals.

  • Equip Capital Group, Inc
  • 989 Governor Drive, Suite 101, El Dorado Hills, CA, 95762
  • Lends in California
  • Equip Mortgage was founded on the idea that we aren’t just here to provide loans. We’re here to assist with your largest investment, and support you even beyond your purchase. That is why we have quickly become one of the best mortgage lenders in Northern California. and also Mortgage Broker providing incredible service and best mortgage.

  • Broker Direct Lending
  • 13635 Harlequin Way, Auburn, CA, 95603
  • Lends in California
  • Broker Direct Lending as a disrupter in the mortgage industry by offering a streamline, wholesale home loan to a marketplace dominated by Big Banks and Direct Lenders. Broker Direct Lending gets to hand select its lender partners. As a mortgage broker Marcus in control of what wholesale lenders I partner with.