For 2026, in Poway county of San Diego, CA, the FHA loan limits are $977,500 for a single-family home, rising to $1,251,400 for two units, $1,512,650 for three units, and capping at $1,879,850 for four units.
Conventional loan limits for a single-family home peak at $977,500. Two-unit residences go up to $1,251,400, with three units at $1,512,650, and four units reaching $1,879,850.
Use our FHA calculator to explore today’s top FHA rates and calculate necessary downpayment, income, credit, reserves, and documentation for qualification.
With the Lendersa® calculator, you can evaluate FHA rates and terms alongside various other financing options. Consider Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans against FHA offerings.
Lendersa® collects extensive data from numerous lenders and quickly relates it to your financial profile for tailored options.
Our Loan Limits Comparison Table for 2026 in Poway county, part of San Diego, CA, lets you compare maximum loan values across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To contrast qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $703,800 | $703,800 | $703,800 | $703,800 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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