For {CURRENT_YEAR}, in Poway county of San Diego, CA, the FHA loan limits are {DETAILS_LOAN_LIMIT_FHA1} for a single-family home, rising to {DETAILS_LOAN_LIMIT_FHA2} for two units, {DETAILS_LOAN_LIMIT_FHA3} for three units, and capping at {DETAILS_LOAN_LIMIT_FHA4} for four units.
Conventional loan limits for a single-family home peak at {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. Two-unit residences go up to {DETAILS_LOAN_LIMIT_CONVENTIONAL2}, with three units at {DETAILS_LOAN_LIMIT_CONVENTIONAL3}, and four units reaching {DETAILS_LOAN_LIMIT_CONVENTIONAL4}.
Use our FHA calculator to explore today’s top FHA rates and calculate necessary downpayment, income, credit, reserves, and documentation for qualification.
With the Lendersa® calculator, you can evaluate FHA rates and terms alongside various other financing options. Consider Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans against FHA offerings.
Lendersa® collects extensive data from numerous lenders and quickly relates it to your financial profile for tailored options.
Our Loan Limits Comparison Table for {CURRENT_YEAR} in Poway county, part of San Diego, CA, lets you compare maximum loan values across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To contrast qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $703,800 | $703,800 | $703,800 | $703,800 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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