In 2026, the FHA loan limits in Ramona county, San Diego, CA, are $977,500 for a single-family home, $1,251,400 for two-unit residences, $1,512,650 for three-unit properties, and $1,879,850 for those with four units.
The maximum loan amounts for conventional loans on single-family homes are $977,500, increasing to $1,251,400 for two units, $1,512,650 for three units, and $1,879,850 for four units.
Use our FHA calculator to see today’s top FHA rates and learn about required down payments, income, credits, reserves, and documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms alongside all other loan options. Investigate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in comparison with FHA.
Lendersa® efficiently gathers data from thousands of lenders and matches it swiftly to your financial profile and needs.
Use the Loan Limits Comparison Table for 2026 in Ramona, in San Diego county, CA, to examine the maximum loan figures for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualification requirements like income, reserves, and credit with Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $703,800 | $703,800 | $703,800 | $703,800 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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