In {CURRENT_YEAR}, the FHA loan limits in Ramona county, San Diego, CA, are {DETAILS_LOAN_LIMIT_FHA1} for a single-family home, {DETAILS_LOAN_LIMIT_FHA2} for two-unit residences, {DETAILS_LOAN_LIMIT_FHA3} for three-unit properties, and {DETAILS_LOAN_LIMIT_FHA4} for those with four units.
The maximum loan amounts for conventional loans on single-family homes are {DETAILS_LOAN_LIMIT_CONVENTIONAL1}, increasing to {DETAILS_LOAN_LIMIT_CONVENTIONAL2} for two units, {DETAILS_LOAN_LIMIT_CONVENTIONAL3} for three units, and {DETAILS_LOAN_LIMIT_CONVENTIONAL4} for four units.
Use our FHA calculator to see today’s top FHA rates and learn about required down payments, income, credits, reserves, and documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms alongside all other loan options. Investigate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in comparison with FHA.
Lendersa® efficiently gathers data from thousands of lenders and matches it swiftly to your financial profile and needs.
Use the Loan Limits Comparison Table for {CURRENT_YEAR} in Ramona, in San Diego county, CA, to examine the maximum loan figures for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualification requirements like income, reserves, and credit with Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $703,800 | $703,800 | $703,800 | $703,800 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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