For 2026, the FHA loan limits in Eucalyptus-Hills county, San Diego, CA, are set at $753,250 for a single-family home. For two units, the limit is $964,300; for three units, $1,165,600; and for four units, it reaches $1,448,600.
Conventional loan maximums for a single-family residence are $753,250, $964,300 for two-unit homes, $1,165,600 for three units, and $1,448,600 for four units.
Utilize our FHA calculator to view today's leading FHA rates and determine the necessary downpayment, income, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator allows for comprehensive comparisons of FHA loan rates and terms with those of other programs. You can explore options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® accesses extensive loan program data from a multitude of lenders, providing swift, tailored comparisons against your unique financial profile and needs.
Reference the Loan Limits Comparison Table for 2026 in Eucalyptus-Hills, San Diego, CA, which details maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification criteria including income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| USDA | $615,000 | $615,000 | $615,000 | $615,000 |
| VA | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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