2025 FHA (Government Loans) Limits for San-Diego, San Diego County, California

In {CURRENT_YEAR}, the FHA loan limit for San-Diego, San Diego, CA, stands at {DETAILS_LOAN_LIMIT_FHA1} for a single-family home. It increases to {DETAILS_LOAN_LIMIT_FHA2} for 2-units, {DETAILS_LOAN_LIMIT_FHA3} for 3-units, and reaches {DETAILS_LOAN_LIMIT_FHA4} for 4-units.

For conventional loans, the maximum is {DETAILS_LOAN_LIMIT_CONVENTIONAL1} for a single-family residence, moving to {DETAILS_LOAN_LIMIT_CONVENTIONAL2} for 2-units, {DETAILS_LOAN_LIMIT_CONVENTIONAL3} for 3-units, and {DETAILS_LOAN_LIMIT_CONVENTIONAL4} for 4-units.

Use our FHA calculator to find today’s best rates and determine the downpayment, income, credit, reserves, and document needs for qualification.

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Check the Loan Limits Table for {CURRENT_YEAR} in San-Diego, San Diego, CA, to compare maximum loans like FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for criteria like income, reserves, and credit.

Loan limits San-Diego county of San Diego, CA

SFR 2 Units 3 Units 4 Units
FHA $753,250 $964,300 $1,165,600 $1,448,600
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $753,250 $964,300 $1,165,600 $1,448,600
USDA $615,000 $615,000 $615,000 $615,000
VA $753,250 $964,300 $1,165,600 $1,448,600
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Access Mortgage
  • 2620 Larkspur Lane Ste O, Redding, CA, 96002
  • At Access Mortgage, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream. We at Access Mortgage believe in working hard to get the job done.
  • Omega Mortgage Group
  • 2285 Hilltop Dr., Redding, CA, 96002
  • Omega Mortgage Group (OMG) is a mortgage banker that has been in Northern California for more then 10 years. We are a direct lender with branches also in Redding, Santa Rosa and Reno. We understand that our business is not about a single transaction, it is about building and maintaining relationships.
  • Simplify Home Loans, LLC
  • 1261 South 820 East, Suite 200, American Fork, UT, 84003
  • Simplify Home Loans LLC is made up of a team of professionals who are dedicated to one vision: making the home loan process easy and convenient for everyone who is taking such an important step in their lives. Loans and refinancing can be complicated, and we are here to take the stress out of those processes for you.
  • City Creek Mortgage
  • 11910 South State St, Suite 100, Draper, UT, 84020
  • The words ‘Trusted, Respected and Loved’ are more than just a tagline. Like a feeling that runs deep within your soul that cannot be verbalized, these words are tattooed on the heart of this company. They are words that can only be felt through the limbic part of your brain, which means they are unexplainable.
  • Only 1 Benji
  • 1177 Hilltop Dr, Redding, CA, 96003
  • Benji Edwardson was born and raised in Redding, CA. He received his psychology degree in 2004 from Simpson University and wanted to go into counseling. He took a job at a local mortgage office in 2004 and decided this was his career.His wife Jamie is a local Real Estate agent that was also born and raised in Redding.
  • Independent Home Loans, LLC
  • 9557 S. 700 E, Suite 200, Sandy, UT, 84070
  • We understand that buying or selling a home is one of the biggest decisions an individual or family can make. For that reason alone, we take this as seriously as you do, and will always put your priorities and needs before all else. Buying a home is about YOU, not us. Let us show you why our team is the dependable choice for your mortgage needs.
  • Momentum Loans
  • 9490 S 300 W, Suite 100, Sandy, UT, 84070
  • Today’s hyper-competitive market requires companies to be nimble, innovative, and flexible. Our experienced leadership allows us to make decisions quickly and build a culture around these key principals: operational excellence drives value, and technology drives opportunity.We are a mortgage company that does things a little bit differently.
  • RANLife
  • 9272 South 700 East, Sandy, UT, 84070
  • RANLife is a leader in residential lending.With our in-house staff and direct lender relationships with Fannie Mae, Freddie Mac, and Ginnie Mae, we've eliminated the middleman.RANLife runs all of our operations from Sandy, Utah greater Salt Lake City metropolitan.We have in-house processors, underwriters, funders, and closers available at all times
  • Vista Home Loans
  • 3637 Eureka Way, Redding, CA, 96001
  • Vista Home Loans to finance a new home or refinance your existing mortgage contact us. Our skilled mortgage specialists will be with you every step of the way with personal and responsive service, rapid and reliable answers to your questions, thoughtful guidance and competitive rates.