2026 FHA Loan Limits for Kerman, Fresno County, California

For 2026, the FHA loan limits in Kerman county of Fresno, CA are established at $472,030 for single-family homes, $604,400 for 2-unit dwellings, $730,525 for residences with 3 units, and $907,900 for properties with 4 units.

Conventional loans have a maximum amount of $726,200 for a single-family residence, $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for four units.

Leverage our FHA calculator to reveal today's best FHA rates and calculate the downpayment, income, credit, reserves needed, and documents required for qualification.

Explore loan offers from an array of 100 lenders

Investigate Loan Options in Kerman, CA

The Lendersa® calculator allows you to compare FHA rates and terms with those of various other loan programs. Dive into options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, all alongside FHA possibilities.

Lendersa® collects extensive loan program data from thousands of lenders and swiftly compares it against your unique financial profile and requirements.

The Loan Limits Comparison Table for 2026 in Kerman county of Fresno, CA helps in contrasting FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification needs like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Kerman county of Fresno, CA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $405,000 $405,000 $405,000 $405,000
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Kerman FHA Lenders

  • ZABE Mortgage Group
  • 1609 Howard Road, Madera, CA, 93637
  • Lends in California
  • Zabe Mortgage Group is a mortgage banker with mortgage experts, processors, underwriters and funders—all under one roof. With the tools and systems in place, Zabe Mortgage Group proudly offers various loan program options including, FHA, VA, USDA, Conventional, Jumbo and many more.

  • Mid Valley Services, Inc.
  • 7644 N Palm Ave, Fresno, CA, 93711
  • Lends in California
  • Welcome to Mid Valley Financial (MVF), the premier mortgage provider in Central California. With over 35 years of experience in Fresno, California, we have established ourselves as a trusted name among local real estate agents, title companies, and lenders. Our commitment to excellence has made us a leading provider of real estate loans across Cali

  • Homebridge
  • 7471 N. Remington Avenue, Suite 102, Fresno, CA, 93711
  • Lends in California
  • At HomeBridge Financial Services, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Precision Home Loans
  • 653 W. Fallbrook Ave, Suite 102, Fresno, CA, 93711
  • Lends in California
  • At Precision Home Loans, we believe how you get your mortgage matters. By making the effort to understand your full financial picture, we can offer you the right loan products. This is our promise to you. No strings attached. Just one ethical and caring transaction from our family to yours.

  • Valley Wide Reverse Mortgage
  • 6740 N. West Avenue, Suite 105, Fresno, CA, 93711
  • Lends in California
  • Valley Wide Reverse Mortgage is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Snap Home Loans
  • 7644 North Palm Avenue, Fresno, CA, 93711
  • Lends in California
  • SNAP! Home Loans is the industries Lowest Cost, Most Tech Lending Solution. Because we are a broker we provide Buyers with what we call “Fair Market Pricing” by shopping their loan with as many as 20 different banks. This provides our borrowers with the best financing available, with the most flexibility, at the lowest out of pocket price.

  • Aspire Realty Solutions
  • 336 West Bedford Avenue, Suite 103, Fresno, CA, 93711
  • Lends in California
  • Aspire Realty Solutions is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.

  • C Watson Financial
  • 7520 N Palm Avenue, Suite 103, Fresno, CA, 93711
  • Lends in California
  • "C. Watson Financial is a locally owned Mortgage Broker in business to help customers find the home financing to fit their needs. We help buyers with a staff of highly trained loan professionals, so you can be sure that you are fitted with the best loan package available.

    Whether you are buying your first home or an investment property,"

  • Valley Wide Homes
  • 6740 N West, Suite 105, Fresno, CA, 93711
  • Lends in California
  • Valley Wide Homes is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,

  • Western Pioneer Financial
  • 990 W Alluvial Ave, Suite 103, Fresno, CA, 93711
  • Lends in California
  • "Western Pioneer Financial is a full spectrum lender with complete real estate services. We bring over 35 years of combined experience in both real estate and loans. Our commitment and focus is to provide genuine one-stop shopping services to our clients and customers.
    We are committed to providing our clients with superior personal service."