For 2026, the FHA loan limits in Kerman county of Fresno, CA are established at $472,030 for single-family homes, $604,400 for 2-unit dwellings, $730,525 for residences with 3 units, and $907,900 for properties with 4 units.
Conventional loans have a maximum amount of $726,200 for a single-family residence, $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for four units.
Leverage our FHA calculator to reveal today's best FHA rates and calculate the downpayment, income, credit, reserves needed, and documents required for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of various other loan programs. Dive into options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, all alongside FHA possibilities.
Lendersa® collects extensive loan program data from thousands of lenders and swiftly compares it against your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Kerman county of Fresno, CA helps in contrasting FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification needs like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $405,000 | $405,000 | $405,000 | $405,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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