2026 FHA Loan Limits for Susanville, Lassen County, California

For the year 2026, the FHA loan limits in Susanville county of Lassen, CA are as follows: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for properties with four units.

In terms of conventional loans, the maximum amount is set at $726,200 for a single-family residence, $929,850 for two-unit homes, $1,123,900 for those with three units, and $1,396,800 for four units.

Use our FHA calculator to explore today’s top FHA rates and determine the requisite downpayment, income, credit, reserves, and documents for qualification.

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Explore Loan Options in Susanville, CA

The Lendersa® calculator enables you to compare the rates and terms of FHA loans with those of other loan programs. You can explore and evaluate alternatives such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA options.

Lendersa® aggregates data from thousands of lenders, delivering comparisons quickly tailored to your financial profile and needs.

The Loan Limits Comparison Table for 2026 in Susanville county of Lassen, CA allows for a comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification requirements, including income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Susanville county of Lassen, CA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Susanville FHA Lenders

  • Compass Appraisals
  • 30 Landing Cir St, Suite 105, Chico, CA, 95973
  • Lends in California
  • Compass Appraisals For years, mortgage lenders and consumers have called upon our expertise to provide high-quality appraisals on all types of real estate in Butte, Glenn, and Counties. By continuously analyzing local real estate trends in Butte County and staying current on valuation techniques through accredited courses.

  • Golden Valley Bank
  • 190 Cohasset Road, Suite 170, Chico, CA, 95926
  • Lends in California
  • At Golden Valley Bank we pride ourselves on delivering an experience unlike any other. Take our commitment to customers, staff and community - the foundation of true community banking. It's our passion to help businesses grow, help make dreams a reality and better our local economies.

  • Home Loans By Shan
  • 121 W 1st Avenue, Chico, CA, 95926
  • Lends in California
  • Home Loans By Shan. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here. Home Loans By Shan's the objective here is to work diligently to assist you in meeting your real estate goals.

  • Network Mortgage
  • 155 E 3rd Ave, Chico, CA, 95926
  • Lends in California
  • Network Mortgage is a residential mortgage broker headquartered in Chico California. Founded in 1994, Network Mortgage serves California with the vision to provide mortgages to our friends, families and clients. We are a trusted mortgage brokerage that creates long term relationships and clients for life..

  • Summit Funding, Inc
  • 300 Salem Street, Chico, CA, 95928
  • Lends in California
  • Summit Funding Inc. - Chico is located downtown at the corner of 3rd and Salem. We provide residential home mortgage services.

    There are literally thousands of variables that can affect the outcome of your mortgage transaction. That’s why you need Summit Funding, Inc. to act as a liaison between the Title and Escrow Company,

  • California First Mortgage Company
  • 2053 Forest Avenue, Suite 4, Chico, CA, 95928
  • Lends in California
  • Jim Wikey is the owner and Senior Loan Consultant at California First Mortgage Co. He will manage your loan process from start to finish. Company provides the excellent one-to-one service you deserve. Our interest rates and low costs are among the most competitive anywhere. Established in 1997.

  • IMS Lending
  • 120 W 2nd Street, Unit 2, Chico, CA, 95928
  • Lends in California
  • IMS Lending have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business

  • Caliber Home Loans
  • 2580 Sierra Sunrise Terrace #200, Chico, CA, 95928
  • Lends in California
  • Caliber Home Loans, Inc is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending,and a consumer-direct centralized operation specializing in a variety of loan

  • Only 1 Benji
  • 1177 Hilltop Dr, Redding, CA, 96003
  • Lends in California
  • Benji Edwardson was born and raised in Redding, CA. He received his psychology degree in 2004 from Simpson University and wanted to go into counseling. He took a job at a local mortgage office in 2004 and decided this was his career.His wife Jamie is a local Real Estate agent that was also born and raised in Redding.

Also lends in California

  • Design Financial
  • 6119 Ridgeview Court, Suite 500, Reno, NV, 89519
  • The Design Financial team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.