For {CURRENT_YEAR}, within Wilton, Sacramento county, CA, the FHA loan limits are established as follows: single-family homes have a cap of {DETAILS_LOAN_LIMIT_FHA1}, two-unit properties at {DETAILS_LOAN_LIMIT_FHA2}, three-unit dwellings at {DETAILS_LOAN_LIMIT_FHA3}, and four-unit buildings at {DETAILS_LOAN_LIMIT_FHA4}.
The highest loan amount for conventional mortgages on a single-family residence is {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. For two-unit homes, it is {DETAILS_LOAN_LIMIT_CONVENTIONAL2}; for three units, {DETAILS_LOAN_LIMIT_CONVENTIONAL3}; and for four units, {DETAILS_LOAN_LIMIT_CONVENTIONAL4}.
Utilize our FHA calculator to evaluate today's best FHA rates and assess required downpayment, income, credit score, reserves, and necessary documentation to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. Examine options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® accesses data from thousands of lenders to quickly provide comparisons tailored to your unique financial profile and needs.
In {CURRENT_YEAR} for Wilton, Sacramento county, CA, the Loan Limits Comparison Table provides a detailed review of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification needs such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| USDA | $540,000 | $540,000 | $540,000 | $540,000 |
| VA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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