For 2026, in Florin county, part of Sacramento, CA, FHA loan limits are set at $763,600 for a single-family home. For two units, it's $977,550, $1,181,650 for three units, and $1,468,500 for four units.
Conventional loan limits are $763,600 for single-family homes, $977,550 for two units, $1,181,650 for three units, and $1,468,500 for four units.
Use our FHA calculator to find today’s best FHA rates and determine required downpayment, income, credit score, reserves, and documentation to qualify.
The Lendersa® calculator allows comparison of FHA rates and terms with all other loan programs, such as Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Gathering data from thousands of lenders, Lendersa® quickly matches it against your financial profile for tailored comparisons.
The 2026 Loan Limits Comparison Table in Florin county, Sacramento, CA, shows comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| USDA | $540,000 | $540,000 | $540,000 | $540,000 |
| VA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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