In 2026, the FHA loan limits in Wheat-Ridge county, Jefferson, CO are: $596,850 for a single-family home, $764,050 for two units, $923,600 for three units, and $1,147,800 for four units.
The maximum amounts for conventional loans are as follows: $596,850 for single-family residences, $764,050 for two-unit homes, $923,600 for three units, and $1,147,800 for four-unit properties.
Utilize our FHA calculator to access today's optimal FHA rates and determine essential requirements such as downpayment, income level, credit score, reserves, and necessary documents for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms with various other loan program offers. Explore different options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® efficiently compiles data from a wide range of lenders to match it swiftly against your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Wheat-Ridge county, Jefferson, CO, allows you to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For insights into qualification criteria such as income, reserves, and credit needs, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $596,850 | $764,050 | $923,600 | $1,147,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $596,850 | $764,050 | $923,600 | $1,147,800 |
| USDA | $477,400 | $477,400 | $477,400 | $477,400 |
| VA | $596,850 | $764,050 | $923,600 | $1,147,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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