For 2026, the FHA loan limits in Fort-Carson county, El Paso, CO, are as follows: $393,300 for a single-family home, $503,500 for two-unit properties, $608,600 for three units, and $756,350 for four-standard unit buildings.
The ceiling for conventional loans is $548,250 for single-family residences, $702,000 for two-unit homes, $848,500 for three units, and $1,054,500 for four units.
Access our FHA calculator to explore today’s top FHA rates and ascertain the necessary downpayment requirements, income levels, credit scores, reserves, and documents needed for qualification.
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Lendersa® calculator aids in comparing FHA rates and terms against those from other loan programs. Compare options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA offerings.
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The Loan Limits Comparison Table for 2026 in Fort-Carson county, in El Paso, CO, gives a comprehensive look at maximum loan figures across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Understand qualification criteria such as income, reserves, and credit by utilizing the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $393,300 | $503,500 | $608,600 | $756,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $314,600 | $314,600 | $314,600 | $314,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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