In 2026, the FHA loan limits for Cimarron-Hills county, part of El Paso, CO, are as follows: $393,300 for a single-family home, $503,500 for two-unit properties, $608,600 for residences with three units, and $756,350 for four-unit buildings.
The conventional loan caps are: $548,250 for single-family homes, $702,000 for two-unit houses, $848,500 for those with three units, and $1,054,500 for four units.
Utilize our FHA calculator to access today’s best FHA rates and to determine necessary aspects like downpayments, income, credit score, reserves, and required documentation for qualification.
The Lendersa® calculator facilitates comparisons of FHA rates and terms with those of other loan types. Consider exploring options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in conjunction with FHA offerings.
Lendersa® efficiently gathers data from numerous lenders and quickly matches this information to your individual financial profile and requirements.
For 2026, the Loan Limits Comparison Table in Cimarron-Hills county within El Paso, CO, presents information on maximum loan amounts for products like FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To examine qualification criteria such as income, reserves, and credit standards, you can utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $393,300 | $503,500 | $608,600 | $756,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $314,600 | $314,600 | $314,600 | $314,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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