For the year 2026, the FHA loan limits in Stratmoor county within El Paso, CO, are set at $517,500 for single-family homes. For two-unit properties, the limit increases to $662,500, it reaches $800,800 for properties with three units, and for those with four units, it's $995,200. Understanding these limits is essential for buyers utilizing FHA loans.
Regarding conventional loan limits, a single-family residence has a maximum of $726,200. For two-unit properties, the limit is $929,850. Properties with three units can borrow up to $1,123,900, while for four units, the maximum loan amount sits at $1,396,800. These figures assist in planning financial strategies for potential buyers.
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The Lendersa® calculator is designed to enable comparisons between FHA rates and terms and those of other loan programs. This includes exploring and evaluating Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options, giving you a broad perspective on available financing.
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For 2026, the Loan Limits Comparison Table in Stratmoor county within El Paso, CO, highlights the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements like income, reserves, and credit score needs, to guide your decision-making.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $517,500 | $662,500 | $800,800 | $995,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $368,000 | $368,000 | $368,000 | $368,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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