For the year 2026, the FHA loan limits in Stratmoor county within El Paso, CO, are set at $517,500 for single-family homes. For two-unit properties, the limit increases to $662,500, it reaches $800,800 for properties with three units, and for those with four units, it's $995,200. Understanding these limits is essential for buyers utilizing FHA loans.
Regarding conventional loan limits, a single-family residence has a maximum of $726,200. For two-unit properties, the limit is $929,850. Properties with three units can borrow up to $1,123,900, while for four units, the maximum loan amount sits at $1,396,800. These figures assist in planning financial strategies for potential buyers.
Explore today's best FHA rates with our FHA calculator. This tool also helps you determine the necessary down payment, income qualifications, credit status, reserve requirements, and essential documentation required for qualifying.
Explore loan offers from a selection of 100 lenders and find the best fit for your financial needs.
The Lendersa® calculator is designed to enable comparisons between FHA rates and terms and those of other loan programs. This includes exploring and evaluating Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options, giving you a broad perspective on available financing.
Lendersa® efficiently gathers comprehensive loan program data from thousands of lenders to swiftly compare against your financial profile, ensuring you receive personalized loan advice tailored to your needs.
For 2026, the Loan Limits Comparison Table in Stratmoor county within El Paso, CO, highlights the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements like income, reserves, and credit score needs, to guide your decision-making.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $517,500 | $662,500 | $800,800 | $995,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $368,000 | $368,000 | $368,000 | $368,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Stratmoor FHA Lenders |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
