In 2026, the FHA loan limits for Fountain county in El Paso, CO are $517,500 for a single-family home, $662,500 for two units, $800,800 for three units, and $995,200 for four units.
For conventional loans, the maximum amounts are $726,200 for single-family residences, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Check our FHA calculator to find today’s best rates and determine the required downpayment, income, credit, reserves, and documents to qualify.
Lendersa® calculator helps you to compare FHA rates and terms with other loan programs. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers loan program details from thousands of lenders, providing rapid comparisons to suit your profile and needs.
In 2026, the Loan Limits Comparison Table for Fountain county within El Paso, CO shows maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess eligibility requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $517,500 | $662,500 | $800,800 | $995,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $368,000 | $368,000 | $368,000 | $368,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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