In 2026, the FHA loan limits for Timnath county in Larimer, CO are structured as follows: $614,100 for a single-family home, $786,150 for two units, $950,300 for three units, and $1,181,000 for four-unit properties. This provides a framework for buyers considering FHA financing options.
For conventional loans, the maximum amount available is $726,200 for a single-family residence. For properties consisting of two units, the limit is $929,850; for three-unit properties, it is $1,123,900, and for four-unit buildings, it is $1,396,800.
Utilize our FHA calculator to access the most competitive rates. It also assists in determining down payments, income qualifications, credit scores, reserves, and the necessary documents to qualify.
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The Lendersa® calculator allows you to compare FHA rates and terms alongside those of different loan types, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans, offering a comprehensive overview of your options.
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Use the Loan Limits Comparison Table for 2026 in Timnath county, Larimer, CO, for details on maximum amounts for FHA, conventional, and other loans. For information on qualifying factors like income, reserves, and credit, refer to the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $614,100 | $786,150 | $950,300 | $1,181,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $522,100 | $522,100 | $522,100 | $522,100 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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