In the year 2026, the FHA loan limits for Loveland county, situated within Larimer, CO, are: $614,100 for single-family homes, $786,150 for duplexes, $950,300 for triplexes, and $1,181,000 for fourplexes.
For conventional loans, the maximum on single-family homes is $726,200, with $929,850 allotted for two units, $1,123,900 for three units, and $1,396,800 for properties with four units.
Our FHA calculator helps you to find today's best FHA rates and understand what down payment, income, credit, reserves, and documentation are necessary for qualification.
Lendersa® calculator enables you to compare the rates and terms of FHA loans with various other loan programs. Dive into different loan types like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® swiftly aggregates loan program data from thousands of lenders and matches it instantly with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Loveland county within Larimer, CO, offers a way to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For further comparison on criteria such as income, reserves, and credit, consider using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $614,100 | $786,150 | $950,300 | $1,181,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $522,100 | $522,100 | $522,100 | $522,100 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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