In 2026, the FHA loan limit in Fort-Collins county, Larimer, CO is set at $464,600 for a single-family home. Two-unit properties have a limit of $594,750, for three-unit homes it's $718,950, and for four-unit properties the ceiling is $893,450.
For conventional loans, the maximum amount available for a single-family residence is $548,250. For 2-units it increases to $702,000, for 3-units it is $848,500, while for 4-units it reaches $1,054,500.
Utilize our FHA calculator to explore today’s competitive FHA rates and to determine the required downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers extensive loan data from thousands of sources, ensuring it matches efficiently with your individual financial profile and needs.
Loan Limits Comparison Table for 2026 in Fort-Collins county, Larimer, CO, allows you to assess maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualifications like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $464,600 | $594,750 | $718,950 | $893,450 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $371,600 | $371,600 | $371,600 | $371,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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