In 2026, the FHA loan limits for Wellington county, in Larimer, CO, are: $614,100 for a single-family home, $786,150 for two units, $950,300 for three units, and $1,181,000 for four units.
The maximum limits for conventional loans are $726,200 for a single-family, $929,850 for two units, $1,123,900 for three-unit residences, and $1,396,800 for four units.
Utilize our FHA calculator to find today's best FHA rates and understand the necessary downpayment, income, credit, reserves, and documentation to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs. Explore and evaluate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® efficiently compiles loan program data from thousands of lenders, providing fast comparisons aligned with your financial profile.
The Loan Limits Comparison Table for 2026 in Wellington county, within Larimer, CO, provides maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $614,100 | $786,150 | $950,300 | $1,181,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $522,100 | $522,100 | $522,100 | $522,100 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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