In 2025, the FHA loan limits for properties located in Bridgeport county, part of Fairfield, CT, are determined as follows: for a single-family home, the cap is $707,250. Properties with two units can secure up to $905,400. For residences featuring three units, the loan limit is $1,094,450, and for those with four units, the maximum reaches $1,360,100. These limits provide essential guidance to potential FHA borrowers, helping them understand the extent of financing they can obtain based on the type and size of their property.
Turning to conventional loans, the maximum allowable loan varies: for a single-family house, it's set at $726,200. For houses with two separate units, the limit improves to $929,850. If considering properties with three units, it extends significantly to $1,123,900, and for buildings with four units, the limit culminates at $1,396,800. These figures are crucial for planning and strategizing your financial decisions regarding conventional mortgage financing.
Our FHA calculator is an indispensable resource for viewing today’s best FHA rates, determining necessary down payments, validating income requirements, assessing credit levels, checking reserves, and compiling the requisite documents for loan qualification. This toolstreamlines the process of understanding financial obligations associated with securing an FHA loan.
Begin your quest by exploring loan offers from a broad scope of 100 lenders, enabling you to choose the requisite lending conditions that will best serve your financial strategy and home financing needs.
The Lendersa® calculator provides a sophisticated platform for comparing FHA loan rates and terms alongside other available loan programs. These include conventional loans, jumbo loans, VA options, USDA, Non-QM, and hard money loans. Such a diverse overview enables you to evaluate all potential choices, helping identify which loan type most closely aligns with your unique financial position and home buying aspirations.
By aggregating extensive program data from thousands of lenders, Lendersa® delivers swift and effective comparisons tailored to your personal financial profile. This ensures size and authenticity in your loan selection process, presenting you with options best suited to your financial objectives.
Refer to the Loan Limits Comparison Table for 2025 in Bridgeport county, part of Fairfield, CT. This table offers detailed analysis across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To better understand qualification requirements, including income, reserves, and credit considerations, use Lendersa® Super Loan Integrated Qualifier (SLIQ™). It provides comprehensive insights necessary for making informed decisions on the most suitable mortgage solutions for your situation.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $707,250 | $905,400 | $1,094,450 | $1,360,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $556,600 | $556,600 | $556,600 | $556,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
