The FHA loan limit for 2026 in Fairfield county, Fairfield, CT, is $707,250 for a single-family home. It is $905,400 for 2-units, $1,094,450 for 3-units, and $1,360,100 for 4-units.
For conventional loans, the maximum for a single-family house is $726,200, with 2-units capped at $929,850, 3-units at $1,123,900, and 4-units at $1,396,800.
Use our FHA calculator to find today's best FHA rates and calculate downpayment, income, credit, reserves, and necessary documents for qualification.
Lendersa® calculator helps you compare FHA rates and terms with other loan programs. Compare options like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans along with FHA.
Lendersa® collects data from a broad spectrum of lenders, matching it quickly to your financial profile and needs.
Review the 2026 Loan Limits Table for Fairfield county, Fairfield, CT, covering FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing essential requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $707,250 | $905,400 | $1,094,450 | $1,360,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $556,600 | $556,600 | $556,600 | $556,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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