In 2026, the FHA loan limits for Westport, located within Fairfield county, CT, are $707,250 for a single-family home, $905,400 for two units, $1,094,450 for three units, and $1,360,100 for four units.
The cap on conventional loan amounts for single-family residences is $726,200, followed by $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Utilize our FHA calculator to discover today's optimal FHA rates and evaluate what is required in terms of down payment, income, credit, reserves, and documentation to qualify.
The Lendersa® calculator allows a comprehensive comparison of FHA rates and terms with other loan programs such as conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly gathers loan program data from numerous lenders to compare it with your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Fairfield county of Westport, CT provides comparisons of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $707,250 | $905,400 | $1,094,450 | $1,360,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $556,600 | $556,600 | $556,600 | $556,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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