For the year 2025, the FHA loan limits in Cos-Cob county of Fairfield, CT are set at $601,450 for single-family homes, $769,950 for duplexes, $930,700 for triplexes, and $1,156,650 for four-unit properties.
The cap on conventional loans for single-family houses is $601,450, with $769,950 for two-units, $930,700 for three-units, and $1,156,650 for four-units.
Use our FHA calculator to find today’s optimal FHA rates and determine what downpayment, income level, credit score, reserves, and documentation are necessary to qualify.
With the Lendersa® calculator, you can compare the rates and terms of FHA loans against other programs like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® provides quick access to loan program details from numerous lenders, rapidly matching them against your specific financial scenario and obligations.
For 2025 in Cos-Cob county of Fairfield, CT, use our Loan Limits Comparison Table to examine FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To compare eligibility criteria like income, reserve funds, and credit score, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $601,450 | $769,950 | $930,700 | $1,156,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $601,450 | $769,950 | $930,700 | $1,156,650 |
| USDA | $481,100 | $481,100 | $481,100 | $481,100 |
| VA | $601,450 | $769,950 | $930,700 | $1,156,650 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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