For 2026, the FHA loan ceiling in Old-Greenwich within Fairfield, CT stands at $601,450 for a single-family home, $769,950 for two-unit properties, $930,700 for three-units, and $1,156,650 for four-unit homes.
The cap for conventional loans for a single-family home is $601,450, $769,950 for duplexes, $930,700 for triplexes, and $1,156,650 for four-unit properties.
Calculate today’s top FHA rates with our tool and evaluate the required downpayment, income level, credit score, reserves, and necessary documents for approval.
The Lendersa® calculator facilitates comparison of FHA rates and terms with numerous other loan programs. Explore options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
In mere moments, Lendersa® gathers and aligns loan data from thousands of lenders to suit your unique financial circumstances.
Explore the Loan Limits Comparison Table for 2026 in Old-Greenwich, Fairfield, CT to evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. Assess qualification parameters such as income, reserves, and credit with Lendersa®’s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $601,450 | $769,950 | $930,700 | $1,156,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $601,450 | $769,950 | $930,700 | $1,156,650 |
| USDA | $481,100 | $481,100 | $481,100 | $481,100 |
| VA | $601,450 | $769,950 | $930,700 | $1,156,650 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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