FHA Loan Limits for Riverside, Fairfield County, CT in 2026

In 2026, FHA loan limits in Riverside county of Fairfield, CT, are $707,250 for a single-family home, $905,400 for two units, $1,094,450 for three units, and $1,360,100 for four units.

The maximum for conventional loans on a single-family residence is $726,200, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our FHA calculator to discover today’s best FHA rates and determine necessary downpayment, income, credit, reserves, and documents for qualification.

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The Lendersa® calculator lets you compare FHA rates and terms with those of other loans like conventional, jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® gathers data from many lenders, aligning it with your financial profile and needs quickly.

For 2026 in Riverside, Fairfield, CT, the Loan Limits Comparison Table provides insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan max amounts. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess income, reserves, and credit criteria.

Loan limits Riverside county of Fairfield, CT

SFR 2 Units 3 Units 4 Units
FHA $707,250 $905,400 $1,094,450 $1,360,100
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $556,600 $556,600 $556,600 $556,600
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Riverside FHA Lenders

  • Members Credit Union
  • 126 East Putnam Ave, Cos Cob, CT, 06807
  • Lends in Connecticut
  • Members Credit Union was started in 1935 by nine Greenwich, CT school teachers who were not able to get small loans at the local banks. They came together to form a cooperative, pooled their money and lent it to each other. They were proud to help each other meet their needs. Through the years we expanded our services to include other school staff.

  • First County Bank
  • 117 Prospect St, Stamford, CT, 06901
  • Lends in Connecticut
  • First County Bank, headquartered in Stamford, Conn. for more than 168 years, is an independent mutual community bank with 16 branches in Stamford, Norwalk, Darien, Greenwich, Fairfield, New Canaan and Westport offering deposit products, mortgages, wealth management, business banking services, and a full array of digital banking products

  • Sound Federal Credit Union
  • 888 Washington Boulevard, Stamford, CT, 06901
  • Lends in Connecticut
  • Sound Federal Credit Union began in 1952 when Stamford Municipal Employees Credit Union was chartered to serve the Stamford city workforce and their families. During the past seven decades, Sound has grown to over $76 million in assets and expanded its reach to serve the 15 cities in Fairfield County along the Long Island Sound.

  • SG Capital Partners
  • 750 Washington Boulevard, Suite 1050, Stamford, CT, 06901
  • Lends in Connecticut
  • SG Capital Partners is a correspondent lender that offers Non-QM (Non-Agency) residential real estate debt across a wide variety of portfolio products including owner occupied, second homes and investor markets nationwide. We collaborate directly with our clients in order to create innovative mortgage solutions that truly fit a borrower’s needs

  • MA Mortgage LLC
  • 1234 Summer Street, Suite 400, Stamford, CT, 06905
  • Lends in Connecticut
  • "Since 1995, we’ve had the privilege of serving mortgage customers in Connecticut.
    We live our mantra that “It’s All About You”- our customers. We operate with integrity. And. we pride ourselves on providing our customers with the highest levels of customer service you will ever receive from a mortgage company."

  • Warshaw Capital, LLC
  • 2777 Summer St, Suite 306, Stamford, CT, 06905
  • Lends in Connecticut
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We work hard to help borrowers overcome roadblocks that can arise while securing a loan.

  • RFA Capital Corp
  • 1921 Boston Post Rd., Darien, CT, 06820
  • Lends in Connecticut
  • Our Mission is to provide unparalleled service and expertise to each of our borrowers. We will put honesty and integrity first and foremost in every transaction. We will do our best to help our clients achieve their dreams and aspirations in real estate. Robert F. Alberga, Founder at RFA Capital Corp.

Also lends in Connecticut

  • Cardinal Mortgage Corp.
  • 2900 Westchester Avenue, Purchase, NY, 10577
  • At Cardinal Mortgage Corp., we provide an extremely important service in the field of mortgage finance, including the loan origination, working closely with the borrower, pre-qualifying the loan, verifying the credit and property aspects of the loan, and making sure that you, the borrower is protected in all areas of the loan.

  • RealFi Home Funding Corp
  • 707 Westchester Avenue, Suite 305, White Plains, NY, 10604
  • We are redefining the mortgage process from the ground up by combining an innovative approach with an experienced management team. We combine state-of-the-art technology with in-house expertise creating a seamless, transparent process that transforms mortgage lending from beginning to end.

  • Scott Capital Group
  • 600 Mamaroneck Avenue, Harrison, NY, 10528
  • At Scott Capital Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you