2026 FHA Loan Limits for Stamford, Fairfield County, Connecticut

For 2026, the FHA loan limit in Stamford within Fairfield, CT is set as $707,250 for single-family homes, $905,400 for duplexes, $1,094,450 for triplexes, and $1,360,100 for quadplexes.

Single-family conventional loans peak at $726,200, rise to $929,850 for 2-unit residences, $1,123,900 for 3-unit ones, and go up to $1,396,800 for 4-unit properties.

Use our FHA calculator to discover current top FHA rates and find out the required downpayment, income, credit score, reserves, and necessary documents for eligibility.

Check and compare offers from a total of 100 lenders

Evaluate your loan choices in Stamford, CT

With the Lendersa® calculator, you can pit FHA rates and terms against those of various other loan programs. Look into and evaluate options such as Conventional, Jumbo, VA, USDA, Non-Qm, and even hard money loans alongside FHA offerings.

Lendersa® sources data from a wide array of lenders and swiftly aligns this with your personal financial profile and objectives.

Check out the 2026 Loan Limits Comparison Table for Stamford county, Fairfield, CT to analyze the maximum loan amounts of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For contrasting criteria such as income, reserves, and credit requirements, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Stamford county of Fairfield, CT

SFR 2 Units 3 Units 4 Units
FHA $707,250 $905,400 $1,094,450 $1,360,100
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $556,600 $556,600 $556,600 $556,600
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Stamford FHA Lenders

  • MA Mortgage LLC
  • 1234 Summer Street, Suite 400, Stamford, CT, 06905
  • Lends in Connecticut
  • "Since 1995, we’ve had the privilege of serving mortgage customers in Connecticut.
    We live our mantra that “It’s All About You”- our customers. We operate with integrity. And. we pride ourselves on providing our customers with the highest levels of customer service you will ever receive from a mortgage company."

  • Warshaw Capital, LLC
  • 2777 Summer St, Suite 306, Stamford, CT, 06905
  • Lends in Connecticut
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We work hard to help borrowers overcome roadblocks that can arise while securing a loan.

  • First County Bank
  • 117 Prospect St, Stamford, CT, 06901
  • Lends in Connecticut
  • First County Bank, headquartered in Stamford, Conn. for more than 168 years, is an independent mutual community bank with 16 branches in Stamford, Norwalk, Darien, Greenwich, Fairfield, New Canaan and Westport offering deposit products, mortgages, wealth management, business banking services, and a full array of digital banking products

  • Sound Federal Credit Union
  • 888 Washington Boulevard, Stamford, CT, 06901
  • Lends in Connecticut
  • Sound Federal Credit Union began in 1952 when Stamford Municipal Employees Credit Union was chartered to serve the Stamford city workforce and their families. During the past seven decades, Sound has grown to over $76 million in assets and expanded its reach to serve the 15 cities in Fairfield County along the Long Island Sound.

  • SG Capital Partners
  • 750 Washington Boulevard, Suite 1050, Stamford, CT, 06901
  • Lends in Connecticut
  • SG Capital Partners is a correspondent lender that offers Non-QM (Non-Agency) residential real estate debt across a wide variety of portfolio products including owner occupied, second homes and investor markets nationwide. We collaborate directly with our clients in order to create innovative mortgage solutions that truly fit a borrower’s needs

  • RFA Capital Corp
  • 1921 Boston Post Rd., Darien, CT, 06820
  • Lends in Connecticut
  • Our Mission is to provide unparalleled service and expertise to each of our borrowers. We will put honesty and integrity first and foremost in every transaction. We will do our best to help our clients achieve their dreams and aspirations in real estate. Robert F. Alberga, Founder at RFA Capital Corp.

  • Members Credit Union
  • 126 East Putnam Ave, Cos Cob, CT, 06807
  • Lends in Connecticut
  • Members Credit Union was started in 1935 by nine Greenwich, CT school teachers who were not able to get small loans at the local banks. They came together to form a cooperative, pooled their money and lent it to each other. They were proud to help each other meet their needs. Through the years we expanded our services to include other school staff.

  • Connecticut Community Bank, National Association
  • 605 West Avenue, Norwalk, CT, 06850
  • Lends in Connecticut
  • Connecticut Community Bank, is your locally owned, full service community bank with products to serve the needs of individuals, their families & businesses. Our mission is to be the preeminent provider of financial services to individuals, families, businesses & organizations within our communities. We are dedicated to Customer Service Excellence.

  • Cannondale Financial LLC
  • 144 East Avenue, Suite 200, Norwalk, CT, 06851
  • Lends in Connecticut
  • CANNONDALE FINANCIAL LLC has been in business since 1997. We are licensed in New York and Connecticut. We offer mortgage for Residential, Commercial, FHA, VA, USDA, HELOC, Reverse Mortgage and Construction financing There are many factors in looking for the right home loan including your needs, finances and history

Also lends in Connecticut

  • Pyramid Capital Group Inc
  • 26 Village Green, Suite 10, Bedford, NY, 10506
  • Pyramid Capital Group has established itself in the marketplace since 1993 as a company you can trust. We are comprised of professionals whose goal is to help you better understand the loan process and make it a pleasurable one. Our nationwide network of lenders make it possible for us to handle any type of situation ranging.