For 2026, the FHA loan limit in Stamford within Fairfield, CT is set as $707,250 for single-family homes, $905,400 for duplexes, $1,094,450 for triplexes, and $1,360,100 for quadplexes.
Single-family conventional loans peak at $726,200, rise to $929,850 for 2-unit residences, $1,123,900 for 3-unit ones, and go up to $1,396,800 for 4-unit properties.
Use our FHA calculator to discover current top FHA rates and find out the required downpayment, income, credit score, reserves, and necessary documents for eligibility.
With the Lendersa® calculator, you can pit FHA rates and terms against those of various other loan programs. Look into and evaluate options such as Conventional, Jumbo, VA, USDA, Non-Qm, and even hard money loans alongside FHA offerings.
Lendersa® sources data from a wide array of lenders and swiftly aligns this with your personal financial profile and objectives.
Check out the 2026 Loan Limits Comparison Table for Stamford county, Fairfield, CT to analyze the maximum loan amounts of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For contrasting criteria such as income, reserves, and credit requirements, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $707,250 | $905,400 | $1,094,450 | $1,360,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $556,600 | $556,600 | $556,600 | $556,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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