During 2026, the FHA loan limits in Middlefield, part of Middlesex county in CT, are categorized as follows: the limit is $472,030 for a single-family home, goes up to $604,400 for properties with 2 units, rises to $730,525 for homes with 3 units, and is capped at $907,900 for those with 4 units.
Conversely, the maximum conventional loan you can take out for a single-family home is $726,200. For 2-unit properties, it increases to $929,850, for 3-units it further rises to $1,123,900, and for 4-units, the maximum is $1,396,800.
Our FHA calculator is a useful tool to discover today’s top FHA rates and to figure out the required downpayment, income, credit status, reserves, and documents crucial for qualification.
With the assistance of Lendersa® calculator, you can juxtapose FHA rates and terms against those of various other loan programs. Explore and contrast options such as conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans, placing them side by side with FHA offerings.
Lendersa® harnesses loan data from a vast array of lenders and provides a rapid comparison aligned with your individual financial circumstances and needs.
The Loan Limits Comparison Table for 2026 in Middlefield, within the confines of Middlesex, CT, covers FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To contrast qualification criteria like income, reserves, and credit, experiment with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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