This 2026, the FHA loan limits in Norwalk county within Fairfield, CT are set at $707,250 for a single-family dwelling, $905,400 for two-unit homes, $1,094,450 for three units, and $1,360,100 for four-unit residences.
On the other hand, conventional loan maximums for single-family homes reach up to $726,200. For two-unit properties, the cap is $929,850, three-unit properties have a limit of $1,123,900, and for four-unit buildings, the maximum is $1,396,800.
Our FHA calculator can be used to find today’s best FHA rates and to ascertain the necessary downpayment, income, credit rating, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to weigh FHA rates and terms against other loan program options. Delve into and compare different loan types like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans with the FHA.
Lendersa® retrieves data from thousands of lending sources and quickly aligns this with your distinct financial circumstances and needs.
For 2026, the Loan Limits Comparison Table in Norwalk county, Fairfield, CT highlights FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To compare criteria like income, reserves, and credit, access the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $707,250 | $905,400 | $1,094,450 | $1,360,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $556,600 | $556,600 | $556,600 | $556,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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