For the year 2025, in the county of Hamden located in New Haven, CT, the set FHA loan limits are $472,030 for single-family homes. For two-unit dwellings, it's $604,400, while for three-unit homes, it's $730,525, and finally, $907,900 for four-unit properties.
Conversely, the maximum allowable amounts for conventional home loans stand at $726,200 for single-family residences, and increase to $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for properties with four units.
Employ our FHA calculator to access today’s most favorable FHA rates and assess the required downpayment, income level, credit score, reserves, and documentation necessary for qualification.
The Lendersa® calculator is a comprehensive tool for comparing FHA loan rates and terms with other options such as Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans. Explore and juxtapose these alternatives alongside the FHA.
Lendersa® aggregates extensive loan program data, drawing on thousands of lenders to conduct expedited comparisons that cater to your personal financial profile and specifications.
This 2025 Loan Limits Comparison Table for Hamden county in New Haven, CT facilitates a detailed analysis of FHA against Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan values. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to understand and compare different qualification needs, including income, required reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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