2026 FHA Loan Limits for Wallingford-Center, New Haven County, Connecticut

In 2026, the FHA loan limits in Wallingford-Center county within New Haven, CT, are set at $356,362 for a single-family home, $456,275 for two-unit homes, $551,500 for three units, and $685,400 for four units.

The maximum conventional loan amounts are $548,250 for a single-family home, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.

Utilize our FHA calculator to explore today’s optimal FHA rates, determining necessary down payment, income, credit, reserves, and documentation required for qualification.

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The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® efficiently retrieves loan data from numerous lenders, comparing it swiftly to your unique financial profile and needs.

The Loan Limits Comparison Table for 2026 in Wallingford-Center county, New Haven, CT, lets you compare maximum loan ranges for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification requirements, such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Wallingford-Center county of New Haven, CT

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $305,900 $305,900 $305,900 $305,900
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Wallingford-Center FHA Lenders

  • Allied Funding Group
  • 130 North Main Street, Wallingford, CT, 06492
  • Lends in Connecticut
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • Platinum Mortgage Solutions Inc
  • 33 Fair Street, Suite 101, Wallingford, CT, 06492
  • Lends in Connecticut
  • Platinum Mortgage Solutions, our goal is always excellent customized customer service with superior mortgage knowledge, providing our clients the guidance and service they need, whenever they need it! Whether it’s buying a new home or refinancing an existing home, the Platinum team has your back. Licensed in Connecticut & Florida.

  • MSImortgage
  • 14 Church Street North, North Haven, CT, 06473
  • Lends in Connecticut
  • MSI Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration.

  • Ascend Financial Network LLC
  • 250 State Street, Unit F2, North Haven, CT, 06473
  • Lends in Connecticut
  • Ascend Financial Network LLC are a residential/commercial lending brokerage that combines a complete knowledge of the financial markets and strong relationships with numerous lenders, to formulate the best financing options available for our clients.We have built a strong reputation as an outstanding mortgage-firm, serving the lending needs.

  • Pioneer Mortgage
  • 2508 Whitney Ave, Hamden, CT, 06518
  • Lends in Connecticut
  • Pioneer Mortgage was started in 1999 by Michael Greenberg and Todd Brandi. Michael Geenberg is a graduate of Quinnipiac College. Todd Brandi graduated from University of CT with a degree in Finance and Real Estate Finance and Urban Economic Studies.

    MORTGAGE BROKER ONLY. NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.

  • Newtown Savings Bank
  • 2321 Whitney Avenue, Hamden, CT, 06518
  • Lends in Connecticut
  • Newtown Savings Bank is an equal opportunity and affirmative action employer M/F/D/V. All qualified
    applicants will receive consideration for employment without regard to race, color, religion, sex, national
    origin, age, disability, veteran status or any other legally protected status.

  • United Investment Bankers LLC
  • 3013 Dixwell Avenue, Hamden, CT, 06518
  • Lends in Connecticut
  • United Investment Bankers LLC have been helping people realize their dream of home ownership since 2003. Here at UIB, we are laser focused on customer service, the best rates available, and timely closings. I have worked for 4 different mortgage companies, Capital Mortgage (now UIBLLC) was where I learned the business from my mentor Steven Kroop.

  • Planet Home Lending, LLC
  • 321 Research Parkway, Suite 303, Meriden, CT, 06450
  • Lends in Connecticut
  • Planet Home Lending is the smart choice for your mortgage needs. Unlike a bank, mortgages are all we do. Every day, borrowers across America come to us for assistance with their home purchase and refinance needs. At Planet Home Lending, our Mortgage Loan Specialists happily and professionally provide their services.

  • Planet Home Lending
  • 321 Research Parkway, Suite 303, Meriden, CT, 06450
  • Lends in Connecticut
  • Simply put, if you succeed, we all do. That is why we operate with the belief that we’re all in this together, committed to harnessing the full power of the Planet Family of Companies to ensure comprehensive safety, security, and well-being throughout what for many is a life-defining journey to homeownership.

  • Rapid Response Mortgage Services LLC
  • 416 Highland Avenue, Building B, Suite E, Cheshire, CT, 06410
  • Lends in Connecticut
  • Rapid Response Mortgage With a fixed rate mortgage, payments for the interest rate and the principal remain fixed over the life of the loan. As a result, monthly loan payments stay the same over the life of the loan. Taxes, however, may change according to your local or state tax laws