During 2026, the FHA loan limits in Wallingford county, part of New Haven, CT, are set at $472,030 for a single-family residence. For two-unit properties, it's $604,400; for three-unit homes, the limit is $730,525, and for four units, it caps at $907,900.
Conversely, the maximum amounts for conventional loans are $726,200 for single-family homes, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for homes with four units.
To discover today’s top FHA rates and determine essential factors such as the downpayment, income requirements, credit score, reserves, and necessary documentation to qualify, use our FHA calculator.
The Lendersa® calculator is designed to compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans. This tool allows for a comprehensive comparison of your options.
By accessing data from thousands of lenders, Lendersa® quickly matches loan programs to align with your individual financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in Wallingford county, New Haven, CT, for a comparative analysis of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To thoroughly compare qualifications such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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