In 2026, the FHA loan limit for Heritage-Village in New Haven county, CT, is $356,362 for a single-family home. For 2-unit properties, the limit rises to $456,275, for 3-units to $551,500, and it peaks at $685,400 for 4-unit dwellings.
The highest loan amount for conventional loans on a single-family residence is $548,250. For houses with 2 units, it is $702,000, increasing to $848,500 for 3-unit properties, and reaching $1,054,500 for 4-units.
Our FHA calculator can assist you in finding today’s top FHA rates and factors necessary for qualification, including required downpayment, income levels, credit scores, reserves, and necessary documentation.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs, aiding in evaluating Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans against FHA standards.
Lendersa® collects comprehensive loan data from thousands of lenders and quickly matches it with your financial profile and unique needs for a personalized comparison.
For 2026, the Loan Limits Comparison Table in Heritage-Village, within New Haven, CT, provides a comprehensive overview of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $305,900 | $305,900 | $305,900 | $305,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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