2026 FHA Loan Limits for Oxford, New Haven County, Connecticut

In 2026, the FHA loan limit for Oxford county of New Haven, CT, is $472,030 for a single-family home. For two-unit properties, it's $604,400, for three units it's $730,525, and for four-unit homes, it's $907,900.

The maximum conventional loan amounts are $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our FHA calculator to view today’s best FHA rates and determine necessary downpayment, income, credit, reserves, and documents for qualification.

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The Lendersa® calculator helps you compare FHA rates and terms with those of other programs, such as conventional, jumbo, VA, USDA, Non-QM, and hard money loans.

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In 2026, the Loan Limits Comparison Table for Oxford, New Haven, CT provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess income, reserves, and credit requirements.

Loan limits Oxford county of New Haven, CT

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Citadel Servicing Corporation
  • 25531 Commercentre Drive, Suite 160, Lake Forest, CA, 92630
  • Lends in Connecticut
  • Citadel Servicing Corporation (“CSC”), was formed with a focus on providing the industry’s leading tailor-made Non-QM mortgage products. We are partner with industry leaders and mortgage professionals, focusing on delivering programs that center around borrower and industry needs.

  • Inner Core Capital
  • 4275 Executive Square, Suite 200, La Jolla, CA, 92037
  • Lends in Connecticut
  • Inner Core Capital stands as a beacon in financial solutions. With a unique mix of loan offerings—ranging from private money to conventional financing—they cater to every borrower’s needs. Specializing in cash out refinancing, they offer competitive rates and terms. Whether for investment properties or personal projects, Inner Core Capital crafts f

  • AmWest Funding Corp
  • 6 Pointe Drive, Suite 300, Brea, CA, 92821
  • Lends in Connecticut
  • AmWest Funding Corp. was originally founded in 1995. The organization is driven by a highly successful management team possessing an average of two decades of experience among its core leadership. Focused on providing home loans responsibly throughout the communities we serve exceptional customer experience for you and your client.

  • American Financial Network, Inc.
  • 10 Pointe Drive, Brea, CA, 92821
  • Lends in Connecticut
  • As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals

  • E Mortgage Home Loans, Inc
  • 1111 Sixth Avenue, Suite 300, San Diego, CA, 92101
  • Lends in Connecticut
  • Bringing over 20 years of extensive hands-on experience to the table, our mortgage brokering company makes sure you and your loved ones are living in the home of your dreams while saving every penny. Fully licensed in California, Colorado and Florida, we have had the opportunity to broker deals here locally in San Diego and beyond.

  • Oak Tree Capital
  • 23046 Avenida de la Carlota #600,, Laguna Hills, CA, 92653
  • Lends in Connecticut
  • Oak Tree Capital

    Growing Futures

    Oak Tree Capital helps clients secure real estate capital solutions with a steady, people-first approach. Explore flexible funding, responsive service, and clear guidance from start to close.


    We focus on private money / hard money loans from as small as $100,000 to $200,000,000

    We can find solutions for the most difficult loan problems.

    Visit homeatoaktree.com or call 833-464-8646 to get started.

  • Fidelity Bancorp Funding
  • 1551 N. Tustin Ave. Ste 700, Santa Ana, CA, 92705
  • Lends in Connecticut
  • Our focus is on serving your needs. Our efficient process is driven by great people who understand our need to strive for excellent service to lead in our marketplace consistently. At Fidelity Bancorp Funding, we research all your funding options for you so you can relax knowing you’ll have the support you need.

  • Carrington Mortgage Services, LLC
  • 1600 South Douglass Road, Suites 110, Anaheim, CA, 92806
  • Lends in Connecticut
  • Founded in 2003,Carrington is a holding company whose primary businesses work in sync with one another to provide a broad range of real estate services encompassing nearly all aspects of single family residential real estate transactions in the USA. We work diligently for the benefit of the many borrowers, homebuyers and investors we serve.

  • OCC Lending, Inc
  • 17461 Irvine Blvd., Suite S, Tustin, CA, 92780
  • Lends in Connecticut
  • OCC Lending, Inc is a US-based nationwide direct portfolio lender of Residential & Commercial debt financing. We finance solutions for investors who don’t necessarily fit into the box of traditional bank lending.

    OCC Lending, Inc has created a track record in marketplace for funding transaction using a true case-by-case common sense lending app

  • Prime Choice Funding, Inc
  • 17852 17th St, Suite 107, Tustin, CA, 92780
  • Lends in Connecticut
  • Prime Choice Funding, Inc, headquartered in California, PCF has been providing quality home loans since 2007. We have a proven track record and serve the lending needs of homeowners throughout the US. We have access to a full range of mortgage resources and are committed to finding the right loan for the customer.

  • United Equity Finance and Realty
  • 24302 Del Prado, Dana Point, CA, 92629
  • Lends in Connecticut
  • The scope of my real estate finance purview extends to originating primarily both HECM and private jumbo reverse mortgages. Additionally as a realtor my focus is in assisting homeowners both buy and sell in Greater Los Angeles. My goals in effort to best support my clientele are to extend my network of real estate finance professionals including bo