FHA Loan Limits for Southbury, New Haven County, CT in 2025

In 2025, the FHA loan limits for Southbury county within New Haven, CT, are set at $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three units, and $907,900 for four units.

For conventional loans, the maximum amounts are $726,200 for a single-family residence, $929,850 for two-units, $1,123,900 for three-unit properties, and $1,396,800 for four-unit properties.

Use our FHA calculator to find the best rates available today, and determine the necessary downpayment, income, credit, reserves, and documents for qualification.

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Lendersa® calculator allows you to effectively compare the rates and terms of FHA loans with those of other loan programs. Delve into comparisons between FHA and conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans.

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In 2025, the Loan Limits Comparison Table for Southbury in New Haven, CT, offers a comprehensive comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements like income, reserves, and credit.

Loan limits Southbury county of New Haven, CT

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • SG Capital Partners
  • 750 Washington Boulevard, Suite 1050, Stamford, CT, 06901
  • SG Capital Partners is a correspondent lender that offers Non-QM (Non-Agency) residential real estate debt across a wide variety of portfolio products including owner occupied, second homes and investor markets nationwide. We collaborate directly with our clients in order to create innovative mortgage solutions that truly fit a borrower’s needs
  • MJ Mortgage Services, LLC
  • 44 Seneca Road, West Hartford, CT, 06117
  • At MJ Mortgage Services, LLC. We are a full-service mortgage company based in West Hartford, Connecticut. We specialize in Home Purchase Loans and Refinance in West Hartford. We also serve the surrounding cities in Hartford County. Whether you are buying a home or refinancing in the zip code 06117
  • Members Credit Union
  • 126 East Putnam Ave, Cos Cob, CT, 06807
  • Members Credit Union was started in 1935 by nine Greenwich, CT school teachers who were not able to get small loans at the local banks. They came together to form a cooperative, pooled their money and lent it to each other. They were proud to help each other meet their needs. Through the years we expanded our services to include other school staff.
  • Welcome Home Mortgage, LLC
  • 1331 Silas Deane Highway, Wethersfield, CT, 06109
  • We are your Mortgage consultant in Connecticut committed to educating home buyers about home loans, purchasing a new home, refinancing and credit repair. Welcome Home Mortgage LLC has helped home owners choose the best home loan program, from FHA, VA, USDA, and Conventional loans along with Reverse Mortgages and Refinancing.
  • QuikFund, Inc
  • 59 Dogwood Road, Wethersfield, CT, 06109
  • QuikFund, Inc is a Mortgage Lender headquartered in Garden City, NY. We are just a train ride from New York City. Our Licensed Loan Officers will complete your Pre Approval Letter in less than 1 hour. We will help you find the best Refinance or Purchase mortgage with rates below the national Average.
  • Wellness Federal Credit Union
  • 15 Van Dyke Ave, Hartford, CT, 06106
  • Wellness Federal Credit Union has been successfully serving 1000 of members in the healthcare field over 60 years.Wellness Federal Credit Union serves the primary financial needs of members & their families in the healthcare arena & the community. The credit union will provide financial products & services in a professional, friendly atmosphere.
  • CSE Credit Union
  • 84 Wadsworth Street, Hartford, CT, 06106
  • The CSE Credit Union is a cooperative thrift & loan association, owned and managed by its members for their mutual benefit. We are a full-service, state- chartered financial institution with seven locations across Connecticut. CSE Credit Union provides excellent rates on savings while also offering a full line of competitively priced loan products.
  • First World Mortgage Corporation
  • 127 Prospect Avenue, Hartford, CT, 06106
  • "First World Mortgage is known as one of the leading mortgage lenders by real estate professionals, builders, and individual homebuyers throughout CT, MA and RI. We are a full-service mortgage lender with expert staff in every area of mortgage lending. From purchase loans and refinancing to construction and home renovation loans,"
  • Superior Rate Mortgage Of New England, LLC
  • 30 Trinity Street, Hartford, CT, 06106
  • Superior Rate Mortgage Of New England, mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options
  • Hartford Firefighters Federal Credit Union
  • 776 Maple Avenue, Hartford, CT, 06114
  • We are a cooperative, a group of people who’ve joined together to develop our own organization for checking, savings, and borrowing money. Each member has one vote, and for over almost 70 years– we have offered financial opportunities to Hartford firefighters active or retired and their families.
  • Cencap Federal Credit Union
  • 443 Franklin Avenue, Hartford, CT, 06114
  • Cencap Federal Credit Union is the new and improved Hartford Municipal Employees Federal Credit Union. Our ideals are the same as when we started in 1950, but our vision for the future and services we offer demanded we keep up with the times. We have been working hard to help our members fulfill their hopes, dreams and become financially secure.
  • Northwest Community Bank
  • 86 Main Street, Winsted, CT, 06098
  • In 1996, the two banks merged into Northwest Community Bank. Headquartered in Winsted, today we have branches in Avon, Granby, New Hartford and Torrington—as well as our nationally recognized academic branch in Northwestern Regional School No. 7 High School. While still deeply committed to our local area,