In 2026, the FHA loan limits for Southbury county within New Haven, CT, are set at $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three units, and $907,900 for four units.
For conventional loans, the maximum amounts are $726,200 for a single-family residence, $929,850 for two-units, $1,123,900 for three-unit properties, and $1,396,800 for four-unit properties.
Use our FHA calculator to find the best rates available today, and determine the necessary downpayment, income, credit, reserves, and documents for qualification.
Lendersa® calculator allows you to effectively compare the rates and terms of FHA loans with those of other loan programs. Delve into comparisons between FHA and conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® promptly collects loan program information from thousands of lenders, matching it swiftly with your unique financial needs and profile.
In 2026, the Loan Limits Comparison Table for Southbury in New Haven, CT, offers a comprehensive comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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