2026 FHA Loan Limits for Beacon-Falls, New Haven County, Connecticut

For the year 2026, the FHA loan limits in Beacon-Falls county within New Haven, CT are as follows: $356,362 for single-family homes, $456,275 for properties with two units, $551,500 for those with three units, and $685,400 for four-unit homes.

The highest loan amount for conventional loans on a single-family house is $548,250. For two-unit dwellings, it's $702,000, for three-unit structures it's $848,500, and four-unit residences have a limit of $1,054,500.

Utilize our FHA calculator to check out today's FHA best rates, and understand downpayment requirements, necessary income, credit scores, reserves, and documents for qualification.

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Evaluate your loan alternatives in Beacon-Falls, CT

With the Lendersa® calculator, you can weigh FHA rates and terms against other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® swiftly gathers and compares loan program details from a vast number of lenders, aligning them with your individual financial situation and needs.

The Loan Limits Comparison Table for 2026 in Beacon-Falls county of New Haven, CT helps you review maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Beacon-Falls county of New Haven, CT

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $305,900 $305,900 $305,900 $305,900
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Beacon-Falls FHA Lenders

  • Creative Mortgage Group LLC D|B|A First Capital Lending
  • 441 Oxford Road, Suite 2C, Oxford, CT, 06478
  • Lends in Connecticut
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Waterbury CT Teachers Federal Credit Union
  • 773 Straits Turnpike, Middlebury, CT, 06762
  • Lends in Connecticut
  • Waterbury CT Teachers Federal Credit Union (WCTFCU) is a member-owned, not-for-profit financial institution offering personal accounts, loans, and credit cards, with competitive rates and exceptional service, to our members. Our 19, 000+ membership includes current, former & retired teachers, school staff, administrators, and their families.

  • Crosspoint Federal Credit Union
  • 105 Sanford Street, Hamden, CT, 06514
  • Lends in Connecticut
  • For more than 83 years, CrossPoint Federal Credit Union has found success by finding the right products for our members and not by finding members for our products. In 1936, the credit union aimed to understand the goals of teachers. Today, that level of loyalty and commitment to customizing a full scope of financial solutions spans to people.

  • FD Community Federal Credit Union
  • 601 Watertown Avenue, Waterbury, CT, 06708
  • Lends in Connecticut
  • FD Community Federal Credit Union is the oldest financial institution home based in Waterbury. We are a well established community institution in existence since 1934, providing the highest level of personal service and the most affordable financial services in the Greater Waterbury area.

  • Pioneer Mortgage
  • 2508 Whitney Ave, Hamden, CT, 06518
  • Lends in Connecticut
  • Pioneer Mortgage was started in 1999 by Michael Greenberg and Todd Brandi. Michael Geenberg is a graduate of Quinnipiac College. Todd Brandi graduated from University of CT with a degree in Finance and Real Estate Finance and Urban Economic Studies.

    MORTGAGE BROKER ONLY. NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.

  • Newtown Savings Bank
  • 2321 Whitney Avenue, Hamden, CT, 06518
  • Lends in Connecticut
  • Newtown Savings Bank is an equal opportunity and affirmative action employer M/F/D/V. All qualified
    applicants will receive consideration for employment without regard to race, color, religion, sex, national
    origin, age, disability, veteran status or any other legally protected status.

  • United Investment Bankers LLC
  • 3013 Dixwell Avenue, Hamden, CT, 06518
  • Lends in Connecticut
  • United Investment Bankers LLC have been helping people realize their dream of home ownership since 2003. Here at UIB, we are laser focused on customer service, the best rates available, and timely closings. I have worked for 4 different mortgage companies, Capital Mortgage (now UIBLLC) was where I learned the business from my mentor Steven Kroop.

  • Mortgage Services, Inc
  • 193 Grand Street, Waterbury, CT, 06702
  • Lends in Connecticut
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

    We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"

  • Rapid Response Mortgage Services LLC
  • 416 Highland Avenue, Building B, Suite E, Cheshire, CT, 06410
  • Lends in Connecticut
  • Rapid Response Mortgage With a fixed rate mortgage, payments for the interest rate and the principal remain fixed over the life of the loan. As a result, monthly loan payments stay the same over the life of the loan. Taxes, however, may change according to your local or state tax laws

  • Mutual Security Credit Union
  • 12 Progress Drive, Shelton, CT, 06484
  • Lends in Connecticut
  • Mutual Security Credit Union aspires to be the preeminent financial partner that is committed to developing trusted relationships with our members by providing responsible advice and making impactful community investments to position our staff, members and our Community for success.