In the year 2026, FHA loan limits in Torrington county, which is part of Litchfield, CT, are outlined as follows: $472,030 for single-family homes, $604,400 for properties with 2 units, $730,525 for 3-unit buildings, and $907,900 for those with 4 units.
In contrast, conventional loans have maximums set at $726,200 for a single-family home, $929,850 for two-unit residences, $1,123,900 for three-unit properties, and $1,396,800 for four-unit establishments.
Our FHA calculator allows you to discover today’s leading FHA rates and evaluates necessary components like the downpayment, income, credit standings, reserves, and required documents for eligibility.
Using the Lendersa® calculator, compare the rates and terms of FHA loans against other programs, including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans. This comprehensive approach ensures you find the most suitable loan types available to you.
Lendersa® compiles extensive data from thousands of lenders, offering fast comparisons tailored to your specific financial situation and needs.
The 2026 Loan Limits Comparison Table for Torrington county in Litchfield, CT, assists in evaluating maximum loan values for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly examine qualification needs like income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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