For 2026, in the county of Litchfield, which includes Goshen, CT, the FHA loan limits are $472,030 for a single-family home, $604,400 for a 2-unit property, $730,525 for 3-units, and $907,900 for 4-units.
The maximum amount available for conventional loans on a single-family residence is $726,200, with limits reaching $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for properties with 4 units.
Use our FHA calculator to ascertain today's best FHA rates, helping you calculate the necessary downpayment, income, credit, reserves, as well as required documentation to qualify.
The Lendersa® calculator allows the comparison of FHA rates and terms with other loan program options. Delve into the differences across Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA conditions.
Lendersa® harvests loan program data from thousands of lenders, quickly providing a comparison matched to your unique financial profile and needs.
This year's Loan Limits Comparison Table for Goshen county of Litchfield, CT outlines the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending. To scrutinize income, reserves, and credit specifications, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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