In the year 2025, FHA loan limits in Wilton county within Fairfield, CT, are $707,250 for a single-family home, $905,400 for two units, $1,094,450 for three units, and $1,360,100 for four units.
The highest loan amounts for conventional loans are $726,200 for single-family homes, $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for those with four units.
Use our FHA calculator to see today’s best FHA rates and to determine the necessary downpayment, income, credit score, reserves, and documentation required for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loans, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers extensive loan program data from many lenders, quickly aligning it with your specific financial profile and needs.
The Loan Limits Comparison Table for 2025 in Wilton, within Fairfield, CT helps you compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Evaluate income, reserves, and credit requirements using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $707,250 | $905,400 | $1,094,450 | $1,360,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $556,600 | $556,600 | $556,600 | $556,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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