In 2026, the FHA loan limit in Bear county of New Castle, DE, is $529,000 for a single-family home, $677,200 for 2-units, $818,600 for 3-units, and $1,017,300 for 4-units.
For conventional loans, the maximum amount on a single-family residence is $726,200, with limits of $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Use our FHA calculator to view today’s FHA top rates and compute necessary downpayment, income, credit, reserves, and required documentation for qualification.
The Lendersa® calculator lets you assess FHA rates and terms alongside other loan programs. Explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans versus FHA.
Lendersa® collects data from thousands of lenders, offering rapid comparisons tailored to your financial profile.
For 2026, the Loan Limits Comparison Table in Bear county of New Castle, DE, includes maximums for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate income, credit, and reserves using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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