For 2026, the FHA loan limits in Rising-Sun-Lebanon county, belonging to Kent, DE, are as follows: a single-family home is limited to $356,362, two units have a cap at $456,275, three units can reach $551,500, and four units are allowed up to $685,400.
The ceiling for conventional loans on single-family homes is $548,250. For two-unit buildings, the limit is $702,000, while three-unit residences can have loans up to $848,500. The four-unit homes are capped at $1,054,500.
Utilize our FHA calculator today to discover the most advantageous FHA rates and identify the required down payment, income level, credit requirements, reserves, and documentation needed to qualify.
The Lendersa® calculator facilitates comparison of FHA rates and terms alongside those of a wide range of other loan programs. You can explore and compare conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, all in relation to FHA offerings.
With access to extensive data from numerous lenders, Lendersa® quickly aligns the available options with your distinct financial profile and needs.
Our Loan Limits Comparison Table for 2026 in Rising-Sun-Lebanon county of Kent, DE allows you to assess FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For insights on qualification standards, including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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