In 2025, the FHA loan limit for Harrington county, Kent in DE has been set as follows: $472,030 applies to single-family homes, $604,400 for two-unit dwellings, $730,525 for three units, and $907,900 for four units.
For conventional loans, the maximum amount available for a single-family residence is $726,200. For two-unit homes, the limit is $929,850, rising to $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to discover today's leading FHA rates and find out about down payments, income, credit, reserves, and necessary documentation for qualification.
The Lendersa® calculator is designed to help you compare FHA rates and terms with various other loan programs. Discover and contrast conventional loans, Jumbo, VA, USDA, Non-Qm, and hard money loans against FHA benefits.
Gathering data from a wide array of lenders, Lendersa® quickly matches options to your distinctive financial profile and requirements.
Our Loan Limits Comparison Table for 2025 in Harrington county, Kent, DE provides a comprehensive comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review necessary qualifying factors such as income, reserves, and credit scores, consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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