For 2026, the FHA loan limit in Middletown county of New Castle, DE is set at $529,000 for a single-family home, $677,200 for 2-units, $818,600 for 3-units, and $1,017,300 for 4-units.
The highest amount for conventional loans on a single-family residence is $726,200, increasing to $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Leverage our FHA calculator to explore today’s optimal FHA rates, and to assess required downpayment, income, credit, reserves, and necessary documentation for eligibility.
The Lendersa® calculator assists you in comparing FHA rates and terms with those of other loan programs. Investigate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA terms.
Lendersa® collects extensive loan program data from thousands of lenders, quickly matching it to your financial profile and individual needs.
The Loan Limits Comparison Table for 2026 in Middletown county of New Castle, DE, covers FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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